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PayPal ‘Pay in 3’ spread your purchase in 3 interest-free payments

With a PayPal account, you can spread the cost of your purchase across three easy interest-free payments. Whether you need to make life a little easier in those tighter months or simply prefer smaller multiple payments, ‘Pay in 3’ allows you to work within your budget. Bring home all your favourites with no extra charges added to your bill.
How it works Enjoy the luxury of splitting your purchase across three interest-free payments, and it’s so simple too! All you need is a PayPal account and a minimum spend of £45. The ‘Pay in 3’ option will then be offered to you upon checkout.
Pay Image One Step 1 Fill your basket with the furniture you love and go to the checkout.
Pay Image Two Step 2 Select ‘Pay in 3’ and you will be shown your payment plan then complete your purchase. You don’t need to wait to see if you’ve been approved, you will receive a decision in seconds.
Pay Image Three Step 3 Make your first payment today and the remainder will automatically be taken from your PayPal account in two equally split payments on the same date of the next two months.
Important information

Terms and conditions apply. Furniture in Fashion are not responsible for accepting or declining any credit requests, this will be a decision made by PayPal. Before you proceed, please carefully consider these terms and conditions and whether you will be able to make the repayments when they are due:

  • PayPal may carry out a soft search credit check once you apply. This will not leave a permanent mark on your credit file if you choose not to progress with PayPal ‘Pay in 3’. However, PayPal will report your ongoing performance to credit reference agencies if you do proceed with PayPal ‘Pay in 3’.
  • PayPal's decision making process is automated. They assess your financial position using a combination of the information you provided within your application, and information about your usage and history with PayPal to decide whether PayPal ‘Pay in 3’ is suitable for you at this time.
  • You can pay the full amount you owe at any time, without any fees or charges. Just head over directly to the PayPal app to do this.
  • Purchases are covered by the same security and Buyer Protection you already enjoy from PayPal.
  • Your plan will last two months in total. The first payment will be due at the time of purchase, followed by two further payments due each month after that.

What do I need to provide to apply for PayPal ‘Pay in 3’?

To apply for PayPal pay in 3, you will need to provide the following information:
All refunds go directly back to the customers PayPal credit account, which can be viewed on your personal PayPal account.

How do returns and refunds work?

Any refunds go directly back to your PayPal credit account; you will be able to view your refund via the PayPal website/app. Any refund issued will be paid straight to your PayPal balance once we have repaid any amounts you’re owed under your ‘Pay in 3’ plan. Please refer to PayPal's FAQ's for more information.
All refunds go directly back to the customers PayPal credit account, which can be viewed on your personal PayPal account.